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Your Numbers
Child's current age
8 yrs · 10 yrs until college
1
17
Current 529 balance
$15,000
$0
$200K
Monthly contribution
$300/mo
$0
$3K/mo
Expected annual return
6%
1% conservative
12% aggressive
Target school type
Public In-State (4yr)
$27,650/yr
Public Out-of-State
$45,240/yr
Private Non-Profit
$60,420/yr
Community College
$11,200/yr
Projected balance at enrollment
$76,455
in 10 years
39% of projected cost funded
4-yr projected cost
$194,123
5% inflation/yr
Funding gap
$117,668
to close
To close the gap
+$718/mo
Increase contributions by $418/mo to fully fund Public In-State (4yr).
Disclaimer:
Uses 5% annual tuition inflation. For educational planning only — not financial advice. Consult a CFP for personalized guidance.